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Special Offers: Special offers for Twin Cities, Minnetonka and Lake
Minnetonka homeowners from The Norgaards, top Realtors |
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Affiliates: The Norgaards' real estate web site affiliates |
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Monthly Payments & Schedule: Monthly loan payments java
mortgage calculator |
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How Much Can You Afford?: Calculate how much home
you can afford with this financial calculator |
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Determine Tax Savings: Calculate how much your
monthly Twin Cities, Minnetonka and Lake Minnetonka Minnesota mortgage payments
save you on your taxes because of loan interest |
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Should You Rent or Buy?: Is it better to rent a
home in Minnesota or buy your own Twin Cities, Minnetonka and Lake Minnetonka
house, ranch, luxury property, condominium, acreage, or other real
estate? |
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Adjustable Rate Mortgages: Adjustable rate Twin
Cities, Minnetonka and Lake Minnetonka mortgages information and interest rate
java calculator |
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What Is Your APR?: Determine the Annual Percentage
Rate (APR) for your mortgage. |
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Fixed or Adjustable Rate Mortgage?: Use this calculator to
compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and
an Interest Only ARM. |
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Are Balloon Mortgages For You?: Balloon mortgage calculator.
A balloon mortgage can be an excellent option for many home
buyers. |
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15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay
significantly less interest, but only if you can afford the higher monthly
payment. Use this calculator to compare these two mortgage
terms. |
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How Much Should Your Income Be?: What income is required
to qualify for a mortgage? Use this calculator to find out. |
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What's Your Maximum Mortgage?:This calculator will help you
determine your maximum monthly housing payment and the resulting mortgage
amount. |
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Will Buying Points Save You Money?:This calculator helps you
determine if you should pay for points, or use the money to increase your down
payment. |
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Experts: Real estate, homes for
sale, and other properties: links in Minnesota, United States and
Canada |
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TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at
one time for your property or other Minnesota real estate |
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Top National Real Estate Web Sites: Real Estate Web Sites
that include some unique sources of realty information, listings, and
more |
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Ask Anything: Ask The Norgaards anything real estate |
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NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agentss and realty
professionals and brokers in the USA and Canada with links to their personal
web sites with homes for sale |
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Real Estate Tips: The Norgaards' realty library of real
estate tips and advice on everything from preparing your home for sale to
negotiating with home buyers to escrow, closing costs, property inspections,
and mortgage brokers |
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Real Estate Trivia: The Norgaards' collection of real estate trivia questions and answers
that include real estate topics such as the most expensive home, largest
swimming pool, and more |
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Real Estate Dictionary: Complete real estate
dictionary and glossary of realty words you'll use when you list and sell your
Twin Cities, Minnetonka and Lake Minnetonka property in Minnesota, including
legal terms definitions, and more |

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For Sale By Owner >Not the Best Investment
Some homeowners try to sell their own home, believing that they are as capable as a real estate agent of handling a property transaction. But according to statistics, only 8 to 10 percent of "FSBO" transactions actually close, and many end up in litigation.
If you choose to buy a home with a realtor's help, you substantially reduce your risk. Buying real estate involves more legal and financial repercussions than most people realize. Realtors are licensed and highly regulated professionals who are equipped to deal with the complex issues that arise. For example, if the FSBO seller holds your earnest money deposit, how will you as the buyer go about getting it back if the deal does not close? What will you do if the seller refuses to correct defects in the home or treat a termite infestation? Who pays for re-wiring the house if the electrical system does not meet current codes? What if there are liens against the property?
As a buyer, you have rights written into the sales contract. An experienced agent knows how to protect those rights while negotiating the best price and terms on your behalf.
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| Q |
Legend has it that when Brigham Young first saw this city in 1847, he exclaimed: "This is the place!"
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| A |
Salt Lake City, Utah. |
See More Real Estate Trivia > |
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